Washington Renters Insurance

We offer affordable renters insurance policies that have flexibility to meet your
individual needs and above all, provide you with the security that comes only
from the knowledge that your home is safe. If you live in an apartment or a
rented house, a Washington renters insurance policy covers you and your
possessions. A standard renters insurance policy protects your personal
property in many cases of theft or damage, and may pay for temporary living
expenses if your rental is damaged so seriously you can't live in it. It can also
protect you from personal liability.

The standard renters insurance policy covers the actual cash value of personal
property. Payments are based on the replacement cost of the property minus a
deduction for physical depreciation and obsolescence. If you add replacement
cost coverage (for an additional premium), the insurance company will pay one
of the two amounts below, whichever is lower?

1. The cost to replace the property with a similar type and
quality of property without a deduction for depreciation.

Washington renters insurance is a popular form of personal insurance and
usually contains four sections: C, D, E, and F:

Coverage C - protects your personal property, (e.g. furniture, CDs, stereo
and clothes). You choose a dollar amount limit (what you think your
possessions are worth) when you purchase a Washington renters insurance
policy.

Coverage D - covers loss of use - the expenses you face when your
apartment can't be used due to an insured loss. This is usually 20% of your
personal property limit.

Coverage E - covers your personal liability claims and suits for bodily injury
or property damage. You choose this limit when you buy the Washington
renters insurance policy.

Coverage F - pays for medical expenses for minor injuries to others even if
you were not at fault. The policy normally includes limits of $1,000 per
person.

A Washington renters insurance policy covers "named perils" listed on your
policy and usually include the following:

Theft, Fire or Lightning, Windstorm or Hail, Explosions, Riots, Aircraft,
Vehicles, Smoke, Vandalism, Falling objects, Weight of ice, snow, or sleet,
Accidental discharge or overflow of water or steam, Sudden and accidental
tearing apart, cracking, burning, or bulging, Freezing, Sudden and accidental
damage from artificially generated electrical current , Volcanic eruptions
(doesn't include earthquake or tremors)

Click on the link below to fill out a quote request form for a Washington
Renters Insurance policy that will provide excellent insurance coverage at
an affordable cost. Or you can speak with our Washington state Renters
Insurance agent specialist at 888-202-9921 to discuss the features.

Click here to fill out a

Washington Renters Insurance

quote request form

We are a local Seattle, Washington area insurance agency, offering affordable
renters insurance policy premiums and comprehensive insurance services to
residents of the following cities and counties: Mill Creek, Lynnwood, Alderwood
Manor, Mountlake Terrace, Brier, Lake Forest Park, Sheridan Beach, Woodinville,
Hollywood, Woodway, Bothell, Maltby, Clearview, Monroe, Cathcart, Snohomish,
Everett, Lake Stevens, Redmond, Yarrow Point, Clyde Hill, Medina, Mercer Island,
Eastgate, Hazelwood, Kirkland, Shoreline, Edmonds, Mukilteo, Marysville, Tulalip,
Bellevue, Sammamish, Bremerton, Renton, Fairwood, Coalfield, Bryn Mawr, Skyway,
Newcastle, White Center, SeaTac, Issaquah, Riverton Heights, Tukwila, Normandy
Park, Kent, Des Moines, Federal Way, Auburn, Tacoma, Burien, Kingston, Port
Gamble, Hansville, Sultan, Startup, Gold Bar, Bainbridge Island, Port Blakely, South
Beach, Kitsap County, Snohomish County, Pierce County, and King County, WA.

2. The full cost to repair at the time of the loss.

**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance
agent.