Washington Condominium Association Insurance
Pugh Insurance Group offers affordable insurance coverage options for your
Washington condominium association. Your insurance policy should be
reviewed annually to guarantee that the coverage meets or exceeds your
condominium association's needs, governing statements, and the owners
requirements.
Click on the link below to fill out a quote request form for Washington
condominium association insurance that will provide your association with
excellent insurance protection at an affordable cost. Or you can call us toll
free at 888-202-9921 to discuss the features.
Protects your Washington condominium association against claims for personal injury or property
damage arising from the common areas, including the limited common areas. Each property
should be inspected by an insurance professional to determine adequate amounts of coverage.
Condominiums that also have ponds and/or playground areas may require increased insurance
coverage. Liability judgments in excess of the Association's liability limit can be recovered through
a Loss Assessment on the individual owners, who can generally claim reimbursement under the
Loss Assessment provisions of their individual Owner's policies.
Provides coverage for the physical value (not market value) of all condominium association
buildings, miscellaneous structures and contents.
Provides insurance coverage for negligent acts, errors or omissions by the association's present
or former board members or officers. Common examples of claims include alleged
mismanagement of association affairs, failure to maintain books and records, failure to enforce
rules, regulations and restrictions, and breach of contract. These policies are generally written on
a "claims made" basis, and cover only wrongful acts reported during the policy period, regardless
of when the acts are alleged to have occurred. Directors and Officers insurance coverage can be
an endorsement to the condominium association's master policy, in which case it has the same
limits as the policy's general liability coverage, or it can be a completely separate policy with a
larger or smaller coverage limit.

Covers losses caused by accident, misfortune or mishap, including loss which comes by
chance or without design, such as that caused by fire, lightning, windstorm, rain or ice. Flood
coverage is underwritten by the Federal Emergency Management Agency through private
companies and covers damage due to rising surface waters.
Umbrella coverage provides additional liability insurance coverage above all underlying liability
coverage.
We are a local Seattle, Washington area insurance agency, offering condo association
insurance coverage plans to businesses in the following cities and counties: Mill Creek,
Lynnwood, Alderwood Manor, Mountlake Terrace, Brier, Lake Forest Park, Sheridan
Beach, Woodinville, Hollywood, Woodway, Bothell, Maltby, Clearview, Monroe, Cathcart,
Snohomish, Everett, Lake Stevens, Redmond, Yarrow Point, Clyde Hill, Medina, Mercer
Island, Eastgate, Hazelwood, Kirkland, Shoreline, Edmonds, Mukilteo, Marysville, Tulalip,
Bellevue, Sammamish, Bremerton, Renton, Fairwood, Coalfield, Bryn Mawr, Skyway,
Newcastle, White Center, SeaTac, Issaquah, Riverton Heights, Tukwila, Normandy Park,
Kent, Des Moines, Federal Way, Auburn, Tacoma, Burien, Kingston, Port Gamble,
Hansville, Sultan, Startup, Gold Bar, Bainbridge Island, Port Blakely, South Beach, Kitsap
County, Snohomish County, Pierce County, and King County, WA.
PUGH
Insurance Group
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Pugh Insurance Group
18323 Bothell Everett Hwy
Suite 330
Mill Creek, Washington 98012
Snohomish County, WA
888-202-9921
Fax: 888-704-4408
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Toll Free: 888-202-9921
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